Caleb Logan

Family Finances: Managing Money in a Big Household

People of different ages often have unlikely ideas for spending cash. For example, parents may want to save for later years, while grandparents think trips are more critical. Talking about all their money goals openly helps the family decide what matters most. Some pages may not want to share all about their debts, pay, or …

How To Make The Most Of The Credit Card Rewards?

Every credit card company provides rewards to individuals on transactions. Individuals using a credit card often receive the most rewards. However, most individuals are not aware of the right usage. Eventually, the reward expires. If you struggle to find the best possible way to use your reward points, the blog may help. It lists the …

How To Afford A Career Change With Limited Savings?

Individuals switch careers because of low job satisfaction, stagnant growth or out of monotony. One eagerly explores potential career opportunities with better pay and growth. However, changing careers could mean giving up on existing job/career benefits. Starting a new career with an altogether fresh designation or junior level is challenging.  Furthermore, limited financial flexibility makes …

How Bad Credit Score Can Affect Your Job Application?

You can now quickly search for jobs at the tap of a button. Do you know your job application can get rejected that easily? You might be surprised to know the hidden role of your poor credit scores. Does that mean you should take charge of your finances? This should be done alongside your preparations …

What Is The Best Way To Reduce Retirement Taxation Liabilities?

According to Investor Chronicle reports, “the state pension will increase by 8.5% in April”. The primary reason for that is – the high cost of living. Additionally, the state pension may consume a higher portion of the personal income tax allowance. So, one must ensure careful tax planning around your investments and savings. It helps …

What Is Emotional Spending? How can you get over it?

Does the receipt of a parcel cause an instant dopamine hit? Maybe you are trying to find solace in emotional spending. You are not alone in this stigma as many examples are there. Be it a Gen Z or a Millennial, this habit has not spared anyone. The convenience of placing an order online has …

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