Business loans

Short-term business loans support small ventures trying to cope with financial problems. Utilise them to accelerate the growth of your business. Loan deals are customised around your business to match your cash flow patterns.

How Much You Want to Borrow


Getting business loans up to €20,000 made easy

Do you want speedy and convenient funding to propel your venture forward? You can take out business loans in Ireland to cover the varied financial necessities of your commercial entity. Your business expansion prospect should not suffer because of the funding gap.

Financealoan is here to remove the financial obstacles of your business. Our reliable and responsible lending support also promises affordable rates. For this reason, borrowing for the business need not have to be burdensome.

How do you know if the loan cost is bearable or not? To find that out, check the rates of business loans in Ireland with a calculator. This simple tool is easy to use and has a few steps.

  • Put in details like loan amount, annual interest rates and the duration of repayment
  • Wait till it processes all the information
  • Check the monthly payment you have to make
  • Review the average interest you have to pay monthly
  • Re-evaluate the total interest you will be paying for
  • Finally, you will get the overall loan cost
question 1

For example, you want to borrow €12,400 for 6 months at a 4% interest rate. This is the information you must feed into the calculator. Your monthly payments would be like €2,091 with an average interest of €24. The total interest for this amount would be about €145, with the total cost rounding out at €12,545.

**This example is like an overview of how you can calculate the loan cost**

Does a business loan mean drawing out what I need?

Yes, business loans are a funding arrangement that can sponsor any trivial business needs. It does not matter if you want to raise working capital ahead. These loans let you arrange any amount ranging from €2000 to €25,000 on the same day.

There is no need to worry if you cannot provide security. You can avail of collateral-free funds to plug the cash flow gap with repayment terms between 3 and 5 years. A valuable asset should be put against the loan amount for a larger amount.

To get your venture off the ground, apart from initial planning, management of finances is necessary. When traditional funding is not your cup of tea, you can utilise our offerings for the betterment of your business.

  • Handle launching cost: Start-up business loans can be a suitable way to deal with the initial launch cost. These loans can help you accomplish purposes starting from purchasing inventory, hiring new employees, sponsoring marketing costs, and so on.
  • Allow cash flow to be positive: You can make the most out of these loans to maintain consistency in the cash flow. Prevent paying more for being late as you can pay on time with our assistance.
  • Prosperity of business: You might have plans to take your venture to the next level. These loans can step in to accelerate this process for you without overburdening your business budget.
  • Buying equipment: These loans let you purchase equipment necessary for your business without paying outright. The payment breaks down into small amounts. Thus, your business gets it just when needed by placing equipment as an asset.

How can a business start-up loan be beneficial for you?

Ireland has always seen an increase in demand for these loans and this year has been the same. Helping you to overcome the initial financial challenges is the prime motto of business start-up loans. These loans prevent your business from becoming a failure.

They are an effective financial instrument to help you revive the initial hiccups that can destroy your business. There are more features that you can take advantage of.

  • Soft credit check

    Do you think bad credit and business loans are a bad combination? We can prove you wrong by offering you the much-needed financial support even when your business has poor scores. There is no significance in conducting hard checks, which can only waste time.

    A soft analysis can reveal whether your business generates adequate revenue or promises to generate so. This can confirm a lot about the possibility of loan payments. Thus, bad credit is no longer a red flag to stop your business from proceeding.

  • Free loan proposal

    Before heading to get access to a business loan, check our free loan quotation. You can fetch it easily by completing some online formalities with us. It will bring an idea about the appearance of the actual offer.

    Getting a glimpse of it can save you from the trauma of rejection. If you find the quotation not suitable, you can discontinue applying with us. On the flip side, you can save time and apply with us to find a suitable loan deal.

  • Speedy cash flow boost

    For a small business, a minor cash crunch can be disastrous. This funding solution facilitates easy borrowing. Moreover, we follow a quick loan disbursal strategy that allows your business to obtain cash on the spot.

    This speedy cash infusion can prove to be lifesaving for your business. You do not have to ignore even a trivial issue, as our loans can address them as well.

Are there options available with a loan for business?

Every business goes through financial problems of different shapes and sizes. As an experienced lender, we feel that businesses should restore stability in their finances as soon as possible. To make this route smooth, we are offering a variety of loan options with different sets of factors.

Unsecured loans

When it comes to getting loans without putting up security, your perfect match is unsecured personal loans. Borrow money to meet any petty cash issue bothering your business.

Debt consolidation loans

You can have debt consolidation loans to prevent your business from continuing with multiple debts. These loans can be a one-stop solution when you have to deal with more pending payments.

Small business loans

Small business start-up loans can be a lifeline for budding ventures. They are like the much-needed oxygen support for them to strive hard during tough times.

Secured business loans

At any point while running the venture, you might feel the need for long-term business loans. This could be for a significant need like equipment purchase.

Personal loans can be a good alternative to financing available for businesses. They allow you to utilise external funds for any purpose that might pertain to fulfilling business necessities.

How can Financealoan pivot things in favour of your business?

We are surely not magicians but responsible loan providers. We have tried to work out some beneficial funding solutions to help businesses struggling financially. Explore our offerings to see how you can borrow at reasonable rates.

Our focus is on providing bespoke offers based on the practical financial circumstances of the business. Other things that you can expect are:

Round-the clock presence

Find us online and active round the clock. We have a back-end system in place so that we can respond to your queries and requests.

Spontaneous outcome

We have tried to make the process seamless for businesses. This ensures speedy and on the spot decision from us.

Trustworthy lending

We look forward to providing 100% transparency in our services. Be it any information, you can ask us unhesitatingly.

Frequently Asked Questions

What are the eligibility conditions you must fulfil?
Do you have to apply for loans by following the typical method?
What are the few tips for approval of these loans?
Should you have to produce a business plan for start-up loans for business?
Is pre-paying loans possible while borrowing from us?

Absolutely, we have no problem if your business can pre-pay loans. It would be helpful for your venture as it can get rid of debts ahead of time. Besides, you can unlock cash and utilise the same for other productive needs of the business.

No pre-payment charges will be levied. You can save additional money by preventing interest from being racked up.

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