Bad Credit Loans

Are you struggling with a low credit score? Get a stress-less loan deal despite having a less-than-perfect credit score. Tailor-made deals on bad credit loans are waiting to serve your financial purpose.

How Much You Want to Borrow


Having a bad credit score or any other credit matters does not mean an end to your financial opportunities and progress. You can still target your financial aspirations and accomplish your personal goals.

At Financealoan, we are keen and dedicated to helping individuals struggling with specific credit issues. We ensure practical, positive and potent financial assistance by offering bad credit loans on acceptable norms.

As a responsible private lender in Ireland, we take care of each borrower and their financial interests with realistic lending solutions, irrespective of their poor credit scores. We understand how bad credit hurts your loan chances, but you do not face the same.

We have specialised loan deals for you, including competitive interest rates and flexible repayment terms. You choose your own loan term, and we assure you with no surprising fee involved throughout the loan process.

Applying for loans at multiple lenders can harm your credit record. Once you approach Financealoan, you do not have to go anywhere.

Our qualified team of loan deal makers prepare an apt solution for you, which does not impact your credit profile.

If you are struggling with other private lenders in Ireland, there is no problem at all.

We are here for you, for your finances and your satisfaction.

search for bad credit loans in ireland

There are many benefits of applying for loans for bad credit from us, which you get familiar with by reading below.


Do you need money instantly? Are you wondering how to get a loan with bad credit in Ireland? You need extra money from your monthly income to meet the personal ends at some point in time. It is where we help you.

We try hard to bring fast cash to your bank account. Do not worry about your poor credit score. Instead, apply now and get up to €25000 on the same day.

Surprised? Yes, we release needed funds for your financial purposes within 24 hours. The application process takes only 5 minutes, and no documentation is involved. Once your loan application gets reviewed, we take an instant decision to allow a quick fund disbursal.

However, it is correct that we financially assist you instantly, but you need to be sincere at your end. As a responsible private lender in Ireland, we suggest you consider these things before applying.

question about bad credit loans

Do not Delay in Applying

Many individuals make a mistake by trying to apply for loans at multiple lending places. Some even tend to approach the broker to find out the lenders. We are the online lender in Ireland and have a presence all over. Come to us directly without anyone’s intervention. We save both time and money for you.

Analyse your Repayment Capacity

There is a significant rule of borrowing funds, i.e. do not avail of an amount beyond your repayment capacity. When your credit score does not have too much impact, your repayment capacity is the sole criteria of loan approval. Analyse your capability and then apply for poor credit loans.

Focus on Your Credit Score Improvement

You are facing issues because your credit score is not good. However, we are here to assist you, but we would be delighted if your focus is on credit score improvement. You can ask our lending experts who are ready with fee-free guidance.


The younger generation in Ireland wants to include more into their lifestyle. Buying a new car is indeed one of their aspirations. However, owning a car is not just a desire but also a need. Fortunately, exceptional deals are available on car loans in Ireland to make their task easier.

Anyone can qualify for car loans depending upon the affordability to repay. Challenges are there for those aspirants who have a poor credit issue. There are not many lenders offering assistance to them. It is where you find us more productive to your need.

We offer loans for a car with bad credit is not an issue. This loan is entirely based on your affordability and income capacity. We do not have simple qualifying criteria, but still, you need to prepare yourself.

Here are some suggestions for you:-

  • Do not apply for car loans at multiple locations. It only hampers your loan chances and may affect your credit score too;
  • Examine your current financial condition and check whether you can qualify for a car loan or not;
  • Do not exceed the borrowing limit unnecessarily and ask for only that amount which is necessary and you can afford to repay;
  • Make sure you do not have any bankruptcy charges for the past few years, as it is not good for your financial situation;
  • Opt for the right car model for which you can manage booking, deposit and loan amounts.

Do your preparation on these points and start applying now for a car loan irrespective of your credit history.


We are the new-age lender in Ireland and assist our prospective borrowers with digital technology. We use the experience of our loan experts in framing the borrowing-friendly deals on loans in Dublin for bad credit or anywhere in Ireland. And, these offers include multiple benefits, which are explained below.

Chance of Guaranteed Approval

Unlike traditional lenders or other private lending institutions, we can guarantee loan approval for you. We do not have the curiosity to know what you have done in the past. Instead, we want to know what you are doing now. If your recent financial performance is satisfactory, we ensure a quick loan approval according to your capacity.

Competitive Interest Rates

There is a trend in the Irish Marketplace that people with poor credit scores have to pay higher interest rates. We are here to change this trend and ready to offer bad credit loans at competitive interest rates. These rates are decided only after analysing your current financial circumstances.

questtion on benefits of bad credit loans

No Obligations

Most individuals with less-than-perfect credit history face the trouble of fulfilling multiple loan obligations, particularly the guarantor and collateral. At Financealoan, these become non-mandatory. It means you can apply for bad credit loans with no guarantor and no collateral. Your income capacity brings the loan approval.

Variable Repayment Terms

To ease the burden, we have kept flexible repayment terms. Other private lenders usually keep only fixed repayment term, and everyone has to agree on this. We are flexible and allow you to pick your own repayment term and follow the monthly instalments on time. It will help in credit score enhancement too.


Different individuals have varied bad credit scores. They have different financial circumstances too. In such a scenario, one loan deal cannot satisfy everyone. We understand this and come up with a variety of bad credit accepted loans in Ireland.

Find your poor credit loan product from the given below options and start applying:-

error in loan approval for bad credits

No Credit Check Loans

Your primary aim is to secure a loan amount and enhance your credit record by having a lower credit score. Applying for no credit check loans allows you to achieve both goals. We either do a soft credit check or sometimes no credit check to allow smooth loan approval for everyone.

Car Finance for Bad Credit

Purchasing your loved car is like a dream, but your poor credit record may halt your financial chances. There is nothing to worry about because we have exclusive deals on car finance for bad credit people. The approval comes based on your income capacity. This car finance option is applicable for both new cars and used cars.

Unemployed Loans with Bad Credit

In the last few years, it has been found in Ireland that most of the people with bad credit are unemployed. They often find it difficult in getting loan approval as lenders are doubtful about their repayment capacity. If you are earning part-time income and recent credit performance is good, you get unemployed loans despite the bad credit.

Doorstep Loans

Irrespective of your credit score, we do have a doorstep loan facility for you. You still apply online, but the completion of the process is done at your home under the guidance of our agent. The same agent comes for collecting the repayments too. These are also called quick cash loans for bad credit and suited best during a financial emergency.

Financealoan believes in offering all-around financial assistance to each borrower. The credit score can be a part of a loan process, but it cannot be the sole criteria for loan approval. We have everything to ease your financial burden.


We responsibly offer poor credit loans at Financealoan. If we offer bad credit loans with no credit check, it reflects our flexible lending policy and commitment to help everyone in need of funds.

No credit check is a concept that relaxes everyone having the issue of poor credit. Although it has some restrictions, we offer the loans with full responsibility. We only offer affordable loans and if your recent credit history is good.

Therefore, you should carefully deal with loans in Ireland with no credit check. Given below are some possible risks of these loans:-

  • You need to research hard for getting genuine deals as many payday lenders advertise their products with no credit check (this is where you need our credible loan deals);
  • With no credit check, you may not tend to look at your credit score, and there might be a chance where you ask for that amount that is beyond your capacity;
  • If the lender is offering loans without credit check, then you may fall into debt trap as loans become easier to apply.

In case of any confusion, you can ask our financial experts to assist you with their fee-free advice.


Things may not be easier to get a loan with a blemished or poor credit report. Therefore, many people explore search engines by asking ‘where to get a loan in Ireland with bad credit’? Well, we are the responsible private lending agency in Ireland and you do not need to go anywhere when you have everything here.

Here we try to solve your query on why do you need bad credit loans?

To Get Instant Funds in Financial Emergency

A financial emergency can pop up anytime in your life. It comes with lots of surprises, and you struggle to manage them. With having the backup of a bad credit loan, you can have peace of mind. The process is online, and there is either a soft or no credit check, which is enough for same-day approval.

To Rebuild a Positive Credit Record

You need approval on a bad credit loan to rebuild your credit history. Our loan deals are perfect for doing so because you get funds on your affordability, and flexible repayments allow smooth monthly instalments to pay. Sincere repayments throughout the loan term improve your credit score.


At Financealoan, we have specialised offers on loans for bad credit in Ireland. The significant attractive feature of our loans is the competitive interest rates. Our rates are definitely better than others because we offer only affordable loan deals.

We try hard to offer you the most appropriate loan product for you so that you can fulfil any financial purpose, such as debt consolidation, car repair, purchasing home gadget and so on.

Interest Rates after placing an asset: The interest rates are lower as you have pledged an asset to secure the loan amount. It comes even after you have a bad credit score.

Interest Rates if applied unsecured loans for bad credit: The interest rates are still competitive because the criteria for the loan approval is neither collateral nor your past credit record. Your steady income paves the way for easy approval.


We offer bad credit loans up to €25000 with a comfortable period of up to 60 months. With us, you have the advantage of getting fast in-house loan approval and a choice of deciding your own loan term. If you have any query regarding any loan term, you can talk to our representative anytime.

You must be interested to know why only Financealoan to approach and get poor credit loans in Ireland? Here are the reasons for choosing us:-

why finance a loan for bad credit loans

You will not find loan applying and loan approval as easy as we provide here. 100% online application procedure makes way for quick approval followed by instant fund disbursal.

We are dedicated to borrower-friendly service. From eligibility criteria to the fund transfer, everything favours the borrowers because their past credit history does not impact.

We charge no early loan payout fees, and no hidden cost is involved too. You are free to repay the loan early, and that will definitely save you money a lot. However, you should inform us early.

Responsible lending is our core objective while framing any loan deal. We offer only affordable loan deals so that everyone can qualify and get the desired funds without any hassle.

Your bad credit score does not half your loan approval chances. You can continue your financial life with proper balance as we are here with a proper solution according to the individual loan needs. Apply now for a loan with bad credit and get approval within a few minutes.

Apply Now