Caleb Logan

Tips To Manage A Financial Windfall More Efficiently

If you have a windfall, you can be overwhelmed and excited all at the same time, and a mix of emotions swirling in you holds you back from putting that money to work in an effective way. You will rue the day if you blow it on a spending spree. When used smartly, this lump …

Alternative Financial Strategies for Bad Credit Holders

When people have bad credit, getting loans or credit cards can be hard. They may feel like they don’t have a lot of choices. But there are other ways to manage money that don’t rely on your credit score. You can also do some things to help boost your score in the long run. However, …

5 Signs You Are Spending More On Rent

One of the major decisions one makes in life is- where to live and how much you can spend on rent. It is an important decision as around half of the monthly salary goes towards rent. Renting an apartment depends on several factors, such as location, feasibility from office/university, reduced transportation, earnings, debts, cheap rentals, …

Ways to Raise Your Chances of Getting a Bad Credit Loan

The regular living costs in the UK do not sound good. When we think of living a happy life, we are constantly burdened to put in more work. However, putting in all this work may not help us if we are not doing the right thing. Looking at the personal finances of individuals, families or …

Couples’ Finance: Balancing Love and Money in a Relationship

Money issues can put great stress on a relationship. Having money talks early in a relationship is wise. It helps pairs get on the same page. Saving money together is also fun. It gives a shared goal that can pull couples closer. Sit down and make a budget to track where the money comes from …

Managing Finances in the Restaurant Industry

Running a restaurant brings special money headaches. Low profits plus up and down customer demand make balancing the books hard. Opening a restaurant takes big upfront money for space, gear, furniture, and supplies. Ingredients also eat up 30% or more of total cash coming in. With high fixed and variable costs, there is little wiggle …

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