Key takeaways Car loans are often considered personal loans, but they are not, in fact. A personal loan is an unsecured loan, while a car loan is a secured loan backed by your car. Both terms are interchangeably used because you do not need additional collateral to put down against the loan, such as your …
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A no credit check feature of a loan might raise your eyebrows. After facing a lot of rejection from different places, you want to get a breakthrough. At the same time, you will be curious to validate if it is a scam or reality. With a damaged credit status, getting loans without any assessment is …
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If you have a windfall, you can be overwhelmed and excited all at the same time, and a mix of emotions swirling in you holds you back from putting that money to work in an effective way. You will rue the day if you blow it on a spending spree. When used smartly, this lump …
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When people have bad credit, getting loans or credit cards can be hard. They may feel like they don’t have a lot of choices. But there are other ways to manage money that don’t rely on your credit score. You can also do some things to help boost your score in the long run. However, …
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One of the major decisions one makes in life is- where to live and how much you can spend on rent. It is an important decision as around half of the monthly salary goes towards rent. Renting an apartment depends on several factors, such as location, feasibility from office/university, reduced transportation, earnings, debts, cheap rentals, …
The regular living costs in the UK do not sound good. When we think of living a happy life, we are constantly burdened to put in more work. However, putting in all this work may not help us if we are not doing the right thing. Looking at the personal finances of individuals, families or …
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